Frequently Asked Questions

How do I apply for a loan?

You can apply for a loan by visiting our website at www.adaku.co.zm and completing the online application form.

How much can I borrow?

The amount you can borrow depends on your income and repayment capacity. Each application is assessed individually to determine eligibility.

What is the minimum and maximum amount I can borrow?

You can borrow as little as you need, up to a maximum of ZMW 50,000.

What requirements are needed to apply?

The standard requirements include:

  • Latest payslip
  • Three (3) most recent bank statements
  • NRC
  • Appointment letter or Work ID
    Additional documents may be requested depending on each individual case.
How do I make repayments?

Deductions are made via PMEC or through other payment channels communicated at the time of loan approval.

What are the available tenure periods?

Our loans are available with flexible repayment periods of 3, 6, or 12 months.

Can I settle my loan in advance?

Yes, you can settle your loan before the end of the tenure. Please contact us for guidance on early settlement procedures.

Still have Questions?

Cant find an answer to your question? send us an email and we will get back to you as soon as possible.

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